Only you can answer this, or seek professional advice. Everyone is in a different financial situation and position in life, with different goals.
The general rule when considering investments are, as you get older you should consider reducing your risk.
Imagine getting a month away from retirement and the market crashing. For those who were still primarily invested in equities, their pension pot could take a 30% dip. As a result, you may have to dramatically change your retirement plans. Worse, you may not be able to retire when you wanted to at all.
On the flip side, for those investors in fixed income, bonds and cash it should only have a relatively minor impact.
Therefore, most pension schemes automatically de-risk your portfolio as you get older. This is probably why the PensionBee Tailored plan is the most popular.
For younger investors, who have time to recover from market crashes, the choice of plans is more open.
For investors looking for Shariah-compliant plans then there is only one choice.
If you don’t want to worry about your investment decisions or manually de-risking as you get older, then perhaps consider the Tailored Plan as it’s designed to take away this hassle.